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credit card ???? , taking out loans in your name and not repaying ???? ruins your credit, opening new accounts and not paying bills ???? ruins your credit, thief changing your mailing address ???? ruins your credit, Identity Theft Philip Cummings stole at least $2.7 million, Identity Theft Philip Cummings sold credit reports for $60 each, Identity Theft Philip Cummings corraborated with 2 others, Identity Theft Philip Cummings worked for TCI, Identity Theft Philip Cummings stole 30,000 credit histories, Identity Theft Philip Cummings stole 30,000 credit histories, Identity Theft thiefs steal mailed bills, Identity Theft thiefs steal Social Security Number, Identity Theft thiefs steal credit card, Identity Theft thiefs steal bank statement, Identity Theft thiefs steal drivers lisence, Identity Theft criminal acts taking out loans in your name and not repaying, Identity Theft criminal acts thief changing your mailing address, Identity Theft criminal acts making fraudulent charges, Identity Theft criminal acts opening new accounts and not paying bills, Identity Theft prevent by use only one credit card when shopping online, Identity Theft prevent by call company when bills do not arrive on time, Identity Theft prevent by order a copy of credit report every year, Identity Theft prevent by give out SSN only when necessary, Identity Theft prevent by cancel cards when you lose your wallet, Identity Theft prevent by go to freecreditreport.com, making fraudulent charges ???? ruins your credit